the Best choice for Financial Intermediary services Provider.
Consolidation and reduction of Monthly instalments Client, Asset protection from repossession, financial literacy workshop Legal obligation between the client and creditor as per NCA (National Credit Act).
Get Credit Report
Stop Repossession
Reduce Monthly Obligation
Legal Assistance
Providing Value To Our Clients Through Ongoing Product & Innovation.
we're trusted by more than 1000 clients
about us
Over 3 Years of Trusted Financial Service Providing.
At MTJ Projects, safety is our mission. With more than two decades of expertise, we have become a leading name in Credit & Debt Solution, Legal Assistance and Insurance Brokerage Services.
Who we are
When you need peace of mind
We are certified and accredited financial service provider professionals.
Reduce Monthly Obligation
Affordable Month to Month payment plan that suit you.
Professional Help
Our experts are trained to assist and maintain accounts with precision.
Our Services
Smart, Reliable, and Complete Solution to financial problems.
We provide end-to-end financial security solutions designed to keep your assets safe at all times from repossession.
01
Credit Clearance
Assistance in Removal from ITC and Credit Bureau blacklisting and red flag status) Improvement of Credit Score Clearing Arrears.
02
Debt Review
We assist to Consolidate and reduce Monthly instalments. We offer financial literacy workshop as per NCA (National Credit Act).
03
Assets Protection
We assist to guard assets from lawsuits, bankruptcy, and creditors, rather than to hide assets or defraud.
04
Legal Assistance
We assist in Drafting of Basic letter of demand, Garnish order application Rescissions and drafting of contracts
Debt Review applications.
Special Offer
Our Best Offers
faq
Everything You Need to Know About Debt Review
Get quick answers to the most common questions about our consumer and debt review. Learn how to protect and keeps your assets and yourself.
While many use these terms interchangeably, they have
distinct meanings. Debt counselling is the broader process of assisting consumers
with their financial woes. On the other hand, debt review is a specific part of
this process, where your financial situation is evaluated to determine if
you're over-indebted, followed by negotiations with creditors to establish a
restructured payment plan.
The primary goal of debt counselling is to help you
manage your debts effectively, preventing legal action from creditors and
paving the way for a debt-free future. By restructuring your debts and
providing guidance on budgeting and financial discipline, debt counselling can
set you on a path on how to get out of debt.
Debt review is a broad term encompassing various
strategies and methods to alleviate or eliminate debt. This can include debt
settlement, bankruptcy, and more. Debt counselling, however, is a specific,
regulated process focused on providing advice, education, and a potential
restructured payment plan for consumers.
No, while under debt review, you cannot obtain new
credit. This restriction is designed to ensure that you don't accumulate
further debt, enabling you to focus on becoming debt-free.
Consolidation refers to the process of combining
multiple debts into one single debt, often with a more favourable interest rate
or payment term. While debt counselling can lead to restructured payments, it
doesn't necessarily mean consolidating debts into one. However, a debt
counsellor might recommend consolidation as a strategy in certain situations.
The duration can vary depending on individual
circumstances. However, once all debts are repaid under the restructured
payment plan, a clearance certificate is issued, and you can exit the debt
counselling process.
Yes, you can voluntarily withdraw from the debt
counselling process, but it's crucial to consult with your debt counsellor
before making such decisions. If you've not yet been declared over-indebted,
you can exit without implications. However, if you're under debt review,
withdrawing may have certain consequences.